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Organize your documents

If you are buying a home please gather the following items:

  1. Original fully executed sales contract.
  2. Pay stubs covering most recent 4-week period.
  3. W-2 forms for the last 2 years.
  4. Last 2 years tax returns if self-employed or have income other than salary (i.e.: commissions, large bonuses, etc.).
  5. Last 2 years corporate returns and year to date profit and loss statement (if incorporated).
  6. If you own rental property, please provide rental agreements and two years tax returns.
  7. Copies of bank statements for the most recent 3 month period, if received quarterly then the most recent quarterly statements, if passbook then a copy of the entire book including cover).
  8. Copy of divorce decree, if applicable.
  9. Check for $450.00 application fee made payable to Residential Home Funding Corp.
  10. Copy of Green Card if not United States citizen.
  11. Copy of complete bankruptcy filing including discharge, if applicable.
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